The circumstances and scenario of each bankruptcy case are unique, as is every client. At Pond Law Firm, we keep this firmly in mind as we guide individuals and families through the bankruptcy process. Through clear, direct, open and honest communication, we provide the information and resources needed to help our clients make well-informed decisions regarding their financial future and get a “fresh start,” free from overwhelming debt.
Simply put, consumer bankruptcy laws — Chapter 7 and Chapter 13 — are powerful federal laws enacted by Congress and signed into law by the president. Consumer bankruptcy laws were not enacted so you would lose everything or never be able to purchase using credit again. Exactly the opposite is true. The consumer bankruptcy laws, Chapter 7 and Chapter 13, were enacted as a federally guaranteed process of getting to financial freedom — either by discharging debts outright or restructuring debts, paying priority creditors a portion of what they are owed and discharging the rest. That said, the process can be complicated, so it is extremely important to partner with an experienced and committed law firm.
At Pond Law Firm, we will bring more than 25 years of consumer bankruptcy experience to help you reach the best possible outcome.
From our initial free initial consultation, attorney Michael Pond and his staffers will work directly with you to obtain the relief you need. We will dispel common bankruptcy myths. We will talk about foreclosures, repossessions, tax debts, child support and other domestic support obligations, co-signed debts, credit card debt, finance company loans, automobile loans and medical debts.
We will tell you all about collection lawsuits and wage garnishments. We will talk about your current income, assets and retirement savings so that you can file Chapter 7 or Chapter 13 without losing property you wish to keep, including your home, cars, retirement savings, furniture or other personal property.
We will tell you about life after bankruptcy and how to go about rebuilding and re-establishing credit. From there we will work together to tailor a plan to your unique situation and goals, pursuing a Chapter 7 bankruptcy or Chapter 13 bankruptcy filing that will end your current financial woes.
In every case, our friendly and empathic staff offers personable service. Our bankruptcy knowledge is only eclipsed by our commitment to make clients feel welcome and comfortable. As a testament to our client service, most, if not the majority, of our current business comes from referrals. You owe it to yourself to get a new lease on financial life. We encourage you to take decisive action and schedule a free no-risk consultation.
Jackson-based Pond Law Firm is a federally designated debt relief agency. Our lawyer helps people file for bankruptcy relief under the Bankruptcy Code.