On Behalf of developers | May 5, 2025 | Bankruptcy,Blog,wage garnishment
If you’re facing costly wage garnishment, you may feel overwhelmed and stressed. Watching your hard-earned money slip away to repay past debts often seems like it’s making you fall further behind rather than getting ahead. If your wages are garnished in Mississippi, there is hope! Pond Law Firm specializes in bankruptcy law. We know the ins and outs of wage garnishment and can help guide you through to a brighter financial future!
What is wage garnishment?
If you have unresolved debts and are employed, your creditor (those you owe) can request a court order that requires you to pay a certain amount of your paycheck towards repaying your debt. That means that every month, a certain amount of your paycheck is withheld and paid to your creditor instead of to you. Pond Law Firm believes in the power of information, so we’re here to answer some commonly asked questions about wage garnishment.
How much of your income can wage garnishment take in Mississippi?
Can wage garnishment take your whole check? The answer is no. In Mississippi, the courts can only garnish up to 25% of your income. While that may not sound insurmountable, when you think about the constantly rising cost of essentials like rent/mortgage, food, transportation, and living expenses, this amount can be devastating.
What are the most common debts for wage garnishment in Mississippi?
How do I stop wage garnishment immediately?
Call Pond Law Firm. If your wage garnishment has become unbearable, you need the expertise and experience of a law firm who will explore your options with you. We are well-versed in wage garnishments in Mississippi and will develop a plan based on your unique situation to resolve your debts. In some cases, bankruptcy may be the best solution.
How can filing for bankruptcy stop wage garnishment?
While no one wants to file for bankruptcy, it actually may provide the relief you desperately need and deserve. The minute you file for bankruptcy, an automatic stay goes into effect. This stops most collections against you including wage garnishments, lawsuits, creditor calls, and halts any movement toward foreclosure or other significant collections until the bankruptcy is decided.
How does bankruptcy for wage garnishment work?
Pond Law Firm can help you decide a Chapter of bankruptcy that works best for your specific situation. Chapter 7 bankruptcy can discharge (or get rid of) unsecured debts like credit cards or medical bills which means your creditors cannot garnish your wages anymore. Chapter 13 bankruptcy will arrange a payment plan for you to repay your debts. You would most likely only pay toward your repayment plan instead of wage garnishments. Since you’re paying off the debts over a longer period of time, your monthly payments will likely be lower, giving you a little more room to breathe!
Pond Law Firm has over 30 years of experience in the bankruptcy legal scene, which means we have a lot of expertise that will work on your behalf. Our wage garnishment lawyers in Jackson, Mississippi can help you:
If you need to stop wage garnishment immediately, Pond Law Firm should be your first call. We understand the hardship and stress you’re facing from having your wages garnished. Our experienced team will be by your side every step of the journey as we move toward resolving your debt woes once and for all. Call Pond Law Firm today for the peace of mind you deserve!