After you filed bankruptcy for the first time, you likely thought that it would provide you the financial relief you needed. Many people can get their debt under control through a single bankruptcy case. Yet, you might have accrued other debts – through no fault of...

Bankruptcy helps debtors in Mississippi get relief from certain debts so they can start fresh financially. However, not all bankruptcy types work the same. The type of bankruptcy you use will depend on several factors. Chapter 7 Chapter 7 bankruptcy converts...

Americans are no strangers to debt – our economy runs on it. Tens of millions of individuals and families in the U.S. have debt, but the amount of debt and the ability to pay it off varies widely. That being said, the annual rate of bankruptcies is inconsistent with...

When you’re 18, student loans sound fine. You don’t have to pay them back anytime soon -- or, at least, that’s how it feels -- and you may not even realize how much debt you’re taking on. Plus, you’re sure that your degree is going to get you an excellent job anyway,...

When an emergency happens and you need a couple hundred bucks, there aren’t a lot of places to turn. Most people don’t have that kind of money to loan a friend, and you can’t usually get a bank to help you with that little of an amount. Your situation may be even...

One of the reasons that people delay bankruptcy filings is the fear of how it will impact their credit. There is a pervasive myth that those who file bankruptcy will never have good credit again or will struggle to qualify for financing after they file. While it is...

Think back to when you first bought something on credit or took out your first loan. You probably thought debt was a temporary measure, and that as you grew older, you would pay off your debts and save for your retirement. You would never have believed you would be...

Cash is not nearly as common as it once was. It used to be almost the only way to pay, with some people using checks, as well. Then credit cards came along and changed the game, allowing people to pay with a swipe. Now, in 2020, we have plenty of apps that allow you...

Pretty much any line of credit that you take out as an individual will fall into one of two categories. Unsecured credit, like credit cards, doesn't have collateral objects that the lender can take back if you fall behind on payments. Secured lines of credit, on the...

Medical debt plagues many Jackson, Mississippi, residents just like you. It is overwhelming to face these debts and have no way to address them. This is particularly troubling for those who require ongoing care or treatment for an illness or injury. If you cannot pay...