Helping Good People Get
Out Of Bad Situations

Bankruptcy does not mean you’re irresponsible

One of the most common myths about bankruptcy is that it means you're irresponsible. People assume that you have to file because you made critical financial mistakes that you should have avoided, but you were too reckless with your spending. This does happen on...

Does bankruptcy hurt your ability to get a job?

Have you been considering the pros and cons of filing for bankruptcy and been concerned that one of the major cons might be its effect on your ability to get a job – or even a new position with your current employer – in the future?  You may know that a Chapter 7...

How can filing for bankruptcy help you keep your car?

Cars are expensive to run. If you are struggling to pay your debts, keeping your vehicle fuelled and keeping up with its payments may be challenging. Yet, as well as being something that consumes your money, your car may help you earn it. You might use your vehicle to...

Can student loans be discharged in bankruptcy?

People in Mississippi often struggle with significant debt, often including student loans. Student loan debt has even become a major issue for many people, especially when their income makes it difficult to impossible to pay them back. The burden of student loans may...

Federal law protects you from creditor harassment

Creditors keep hounding you. It is not that they need to remind you about your financial dire straits. You already know that and plan to address it. Now, as you consider your options such as filing for bankruptcy, you also must deal with these nearly non-stop...

Decoding the mysteries of bankruptcy

Many different circumstances can cause someone to experience overwhelming debt. Excess credit card or personal loan payments become insurmountable after a loss of employment or a change in family status. Whether the debt came from uncontrolled gambling or an...

Can you get an auto loan after bankruptcy?

It’s usually difficult to get approved for credit after bankruptcy in Mississippi, and this applies to an auto loan as well. Most lenders check your credit reports before approving you for any loan. Unfortunately, bankruptcy stays in credit history for up to ten...

Getting a mortgage after bankruptcy

While bankruptcy provides debtors in Jackson, Mississippi, with a fresh start, it usually remains on credit reports for several years. Lenders commonly hesitate to approve debtors whose bankruptcy recently got discharged. It doesn't make getting a mortgage impossible,...