If you are one of the many people in Minnesota who cringes when you go to your mailbox for fear that yet another bill is in there, you know how stressful this type of situation can be. Instead of living with the pressure that unmanageable debt brings to your life, you might want to find out if filing for bankruptcy can help you. Among the many decisions you will need to make when evaluating a potential bankruptcy is which type of plan is right for. This may depend in part on what type of debt you have the most of.
Different types of debt
Can creditors still collect after a repossession?
We sometimes have clients who are still dealing with bill collectors even though they have had property repossessed (such as a car or a boat) and the creditors are still trying to collect on the debt. The lender may also have “charged off” the loan, but the collection calls still come. For a consumer dealing with debt issues, this can be a confusing and frustrating experience.
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