Jackson Chapter 13 Bankruptcy Law Firm

Unlike Chapter 7, Chapter 13 allows people to consolidate debt and pay it back over a three- to five-year period. The former discharges and eliminates debts outright, but it can put certain assets in jeopardy. Additionally, one must pass the means test to be able to pursue this option.

Like Chapter 7, Chapter 13 allows people to reduce and eliminate debt like medical bills, credit card debt and certain types of loans, but it is generally favored by those who have a higher income stream. As such, the process is more complex than Chapter 7. Working through a plan can be complex, and it is highly advisable to partner with a skilled legal team that can inform you of your rights and help you structure an ideal payment plan for your situation and goals.

Because our lawyers at Pond Law Firm have more than two decades of experience working on Chapter 13 bankruptcy issues, there is no case for which we are not prepared. We are able to partner directly with you to inform you of your rights, explain the process, and take action that unburdens you and opens the door to financial freedom.

Like in Chapter 7, the automatic stay goes into effect with a Chapter 13 bankruptcy and puts an immediate stop to creditor harassment, wage garnishment and lawsuits. It can also stop foreclosure proceedings in the process.

To get in touch and schedule a free initial consultation to discuss debt repayment plans with one of our Jackson Chapter 13 bankruptcy attorneys, call 601-948-4878 or email the firm.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.